Northern Virginia Criminal Justice Academy (NVCJA) Practice Exam

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If a driver does not have private insurance, what must they pay according to the law?

  1. A fine of $250

  2. Uninsured motor vehicle fee of $500

  3. Registration renewal fees

  4. Driver improvement fees

The correct answer is: Uninsured motor vehicle fee of $500

When a driver does not have private insurance, they are required to pay an uninsured motor vehicle fee, which is set at $500. This fee serves as a financial penalty and a way for the state to ensure that all drivers contribute to the costs associated with uninsured vehicles on the road. The rationale behind this law is to encourage drivers to obtain insurance and to provide a measure of financial responsibility if they are involved in an accident without coverage. The other options, while they represent possible fees associated with driving and vehicle registration, do not specifically address the legal obligation placed on drivers without insurance. The uninsured motor vehicle fee is a specific requirement to help mitigate the risks and financial impacts of operating a vehicle without insurance coverage.